Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, property tax, insurance and HOA. Free online home loan calculator.
✓ 100% free ✓ No sign up ✓ Runs in your browser — nothing uploaded
Monthly payment
2,547.62
Principal & interest 2,022.62
Taxes, insurance & HOA 525.00
Loan amount 320,000.00
Total interest 408,142.36
How to use Mortgage Calculator
- 1Enter your numbers or dates.
- 2Results update instantly as you type.
- 3Copy the main result with one click.
Questions
Is Mortgage Calculator free?
Yes. Mortgage Calculator is 100% free with no limits, no watermark, no sign up and no email required.
Is my data sent anywhere?
No. Everything is calculated locally in your browser. Nothing you type is sent to or stored on any server.
Does Mortgage Calculator work on my phone?
Yes. Mortgage Calculator works in any modern browser on iPhone, Android, Windows, Mac, Linux and Chromebook. No app or install needed.
Do I need to create an account?
Never. There is no sign up, no login, no email and no paywall. Just open the page and use it.
How accurate is it?
Calculations use standard formulas with full floating-point precision. For medical, legal or financial decisions, please confirm with a professional.